For founders applying for a loan

Your bank-ready business plan. In 10 minutes.

Answer one form. Get a complete financing package: 5-year projected financial statements, loan amortization schedule, the ratios lenders check, a bankability verdict and sober narrative written for a financial institution.

Start my plan

No account needed. You see the verdict and key figures before paying.

Financial ratios

Debt service coverage (EBITDA ÷ principal + interest)

	Year 1	Year 2	Year 3	Target
EBITDA	184 000	231 000	268 000
Annual debt service	132 400	132 400	132 400
Coverage	1.39	1.74	2.02	≥ 1.25

Bankable · 85 / 100

What you get

Three financial statements that tie together

Income statement, cash flow and balance sheet over 5 years, linked. The balance sheet balances every year: the first test any analyst runs.

The loan amortization schedule

Monthly payment, interest, principal and balance, month by month. Annual totals flow into the statements to the dollar.

The ratios lenders look at

Debt service coverage, debt to equity, margins, working capital, with usual lender targets and three revenue scenarios.

Text that promises nothing

Summary, company, market, strategy, risks and financing request, written in the tone of an accounting firm. What you did not say is marked “to be specified”, never invented.

How it works

Describe the project

The project, customers, team, investment and expected revenue. Ten minutes; round numbers are fine.

Numbers compute instantly

Amortization, depreciation, statements, ratios and scenarios: all computed, not estimated. You see the verdict right away.

The package writes itself

Narrative sections are written from your answers and the computed figures. Print to PDF, hand it to the lender.

Describe your project

All amounts in one currency. Round numbers are fine: you can start over.

1 · The project

Project name

Company (or your name if it does not exist yet)

Legal form

City and country

Industry

Stage

The project in a few sentencesWhat you sell, to whom, how, and what the financing makes possible. The more specific, the better the text.

Target customersWho buys, how many they are, why they will buy from you.

CompetitionWho does the same around you, and what sets you apart.

The teamFounders, their experience, planned employees.

What is already securedSigned contracts, letters of intent, premises found, permits, existing customers…

2 · The investment

Currency

Land

Building and construction

Equipment, furniture, tools

Vehicles and rolling stock

Leasehold improvements

Other fixed assets (software, acquisition costs…)

Working capital and start-up costs

Contingency (% of fixed assets)

3 · The financing

Your equity contribution

Grants and non-repayable aid

Expected interest rate (% per year)

Loan term (years)

Security offered to the lender

Loan requested = total project cost − equity − grants. It computes itself.

4 · Operations, year 1

Projected revenue, year 1

Revenue growth per year (%)

Cost of sales (% of revenue)

Salaries and payroll costs

Rent, utilities, insurance, taxes

Marketing and sales

Other operating expenses

Annual increase in expenses (%)

Income tax rate (%)

5 · Where to send the plan

Your emailTo send you your plan link. Nothing else.

One price, one plan

Launch: the complete package is free

The verdict, bankability score, executive summary and abridged results are free. The complete, printable package unlocks for US$49.

One-time card payment, secured by Stripe. No subscription. Your plan link stays valid.

0One-time payment

Frequently asked questions

Do banks accept it?

The package follows the structure and tables a credit analyst is used to seeing. It replaces neither your accountant nor the lender’s own analysis: it gets you to the meeting prepared, with numbers that hold together.

My numbers are rough. Is that a problem?

No. Enter your best estimates; the assumptions page shows them plainly and the lender knows these are projections. You can run a new plan with other numbers anytime.

Is the text written by AI?

Yes, from your answers and the computed figures, under a strict instruction: no invented facts, no promises, no superlatives. Read it and adjust it before handing it over.

What happens to my data?

It is used to produce your plan and send you the link. It is neither sold nor shared. Write to us to have it deleted.